CalHFA MCC Tax Credit Program
| PROGRAM FUNDS/RATE | Twenty percent (20%) MCC tax credit rate |
| PROGRAM HANDBOOK | CalHFA Program Handbook Click to View |
| ELIGIBLE AREAS | Various Cities & Counties within the State of California. Click to View |
| ELIGIBILITY CRITERIA |
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| ELIGIBLE LOAN TYPES | FHA, VA, RHS |
| DOWN PAYMENT ASSISTANCE | CalHFA CHDAP Click to View |
| INCOME LIMIT AREAS | Income Limits are defined by household size and area. Click to View |
| HOME ACQUISITION LIMITS | Acquisition (Sales Price) Limits are defined by area. Click to View |
| MCC TIME LINE REQUIREMENTS |
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| LENDER PARTICIPATION | If your company would like to participate in this program, Click here for additional information. |
| PROGRAM FORMS | Please use the automated forms online within eHP Lender Portal. |
| EHOUSINGPLUS | For addiitonal information, please review the Administrator’s Guidelines |
Program Updates
- CHDAP…. if you are using the CHDAP (down payment assistance program) – click herefor requirements
- underwriters certification should be done OR updated after CalHFA approval for CHDAP.
- closing forms should be printed after approval for most updated information
- NON CHDAP – see eHP Administrator Guidelines (pg 8-10)
- underwriters certify prior to closing
- Income worksheets required (including VOE & Paystub requirements)
- closing forms should be printed after approval for most updated information
The Following Lenders have been approved by CalHFA to originate loans in this Program:
- Academy Mortgage Corporation
- American Financial Network, Inc.
- American Pacific Mortgage Corp
- AmeriFirst Financial, Inc.
- Axia Financial, LLC DBA Axia Home Loans
- Bank of America, N.A.
- Bay Equity LLC DBA Bay Equity Home Loans
- BluFi Lending Corporation
- Broadview Mortgage
- Broker Solutions DBA New American Funding
- Caliber Funding, LLC
- Castle & Cooke Mortgage, LLC
- Cherry Creek Mortgage
- Citywide Home Loans DBA CHL Mortgage
- CMG Mortgage, Inc. DBA CMG Financial
- Cornerstone Home Lending Inc.
- Data Mortgage, Inc. DBA Essex Mortgage
- DHI Mortgage
- Evergreen Moneysource Mortgage Company dba Evergreen Home Loans
- First California Mortgage DBA FirstCal
- Gateway Funding Diversified Mortgage Services, L.P.
- Golden Empire Mortgage
- Great Plains National Bank
- Guild Mortgage
- iMortgage.com
- International City Mortgage
- Kings Mortgage
- Land Home Financial Services
- Mason-McDuffie Mortgage
- Mortgage Management Consultants
- Mortgage Solutions of Colorado DBA Mortgage Solutions Financial
- Mountain West Financial
- Nationstar Mortgage LLC
- Neighbor’s Financial Corp
- Pacific Trust Bank DBA Mission Hills Mortgage
- Paramount Equity Mortgage, LLC
- Paramount Residential Mortgage Group (PRMG)
- Pinnacle Capital
- Platinum Home Mortgage
- Primary Residential Mortgage (PRMI)
- PrimeLending A PlainsCapital Company
- Prospect Mortgage LLC
- Provident Savings Bank
- Pulte Mortgage
- Real Estate Mortgage, Inc.
- Republic Mortgage Home Loans, LLC
- RMR Financial, LLC DBA Princeton Capital
- Santa Cruz Home Finance
- Sierra Pacific Mortgage Company, Inc
- Southern Fidelity Mortgage LLC
- South Pacific Financial Corporation
- Summit Funding
- Sun West Mortgage Comapny, Inc
- Umpqua Bank
- Union National Mortgage Company
- Universal American
- Vitek Mortgage
- Wallick & Volk
Interested in becoming a participating lender? Contact us.
eHP Lender Program Training- Required for everyone participating in the program and is offered 24/7. Click here to attend
eHP System Training*- After you complete the online Lender Program Training, information is provided as to what happens next. To register for eHP System training, Click here. Please make sure you sign up for system training*; do not wait until the last minute and put your loan closing at risk.
Should you have any questions on either training, please contact jennifer@ehousing.cc or natalie.giuma@ehousingplus.com
To read more about eHP Program Training, click here.
* System Training is required at least once, so that users gain the knowledge necessary to originate and manage their loans on-line. eHP University provides additional opportunities to re-train and/or refresh your system knowledge. Recurring (experienced) system users do not need to attend system training.
