We DeKalb – Program
Note – for details, see the Administrator’s Guidelines under the GUIDELINES Tab
|LOAN TIME LINE REQUIREMENTS||DO NOT RESERVE EARLY: Underwriter must Certify the loan on line 15 days after Reservation!
|ELIGIBLE LOAN TYPES||
|AVAILABLE DOWN PAYMENT ASSISTANCE||
|HOME BUYER EDUCATION||
|FICO SCORE & CREDIT REQUIREMENT||
|FORMS AND DOCUMENTATION||
|THE MASTER SERVICER|
Current Rate/Offerings – Reservation/locks – AVAILABLE from 10:00am-8:00pm EDT excluding weekends & holidays
|Rate/Offerings||FICO||Lock Rate||DPA||Effective Date|
|Freddie Mac HFA Advantage (conventional)|
- Term: 30 Year Fixed Rate
- Assistance is automatically calculated on the Final Loan Amount (Grant)
- Various levels as per above chart.
- Lender up fronts. US Bank will reimburse at purchase
- The 5% Assisted Government option is temporarily discontinued (2/5)
eHousingPlus is the Program Administrator, and provides some of the following services:
| Administrator Guidelines
The Following Lenders have been approved to originate loans in this Program:
- Academy Mortgage Corporation
- Alterra Group, LLC (fka Venta Financial Group LLC)
- American Financing Corporation
- Ameris Bank
- Atlantic Bay Mortgage Group, LLC
- BankSouth Mortgage Company, LLC
- Bay Equity LLC
- Broker Solutions Inc, DBA New American Funding
- CalCon Mutual Mortgage LLC
- Cardinal Financial Company, Limited Partnership
- CBC National Bank
- CenterState Bank of Florida, N.A.
- Certainty Home Loans (WR Starkey Mortgage)
- Contour Mortgage Corporation
- Eagle Home Mortgage, LLC.
- Eagle Home Mortgage of California
- Everett Financial, Inc. dba Supreme Lending
- Evolve Bank & Trust
- Fairway Independent Mortgage Corporation
- FBC Mortgage, LLC
- Fidelity Bank Mortgage
- Guild Mortgage
- Heritage Bank of the South* – Now Renasant Bank as of 7/1/15
- Home Mortgage Corporation
- Homestar Financial Corporation
- Integrity First Financial Group, Inc.
- LendUS, LLC dba The American Eagle Mortgage co.
- Loan Simple, Inc.
- loanDepot.com, LLC
- Magnolia Bank Inc
- NFM, Inc.
- On Q Financial
- Pacific Union Financial, LLC
- Shelter Home Mortgage, LLC
- Shelter Mortgage Company ( c/o New Penn Financial)
- Southeast Mortgage of Georgia, Inc.
- US Mortgage Corporation
- Waterstone Mortgage Corporation
Interested in becoming a participating lender? Contact us.
1. eHP Lender Program Training
- Required for everyone participating in the program
- offered 24/7
- Click here to attend Program training
2. eHP System Training*
* System Training is required at least once, so that users gain the knowledge necessary to originate and manage their loans on-line. eHP University provides additional opportunities to re-train and/or refresh your system knowledge. Recurring (experienced) system users do not need to attend system training.