URA of Pittsburgh Program

PROGRAM FUNDS
ELIGIBLE AREAS
ELIGIBILITY CRITERIA	- First-time Homebuyers - Borrower(s) & Spouses, occupant or non-occupant - Must be able to permanently reside in the US. - Principal residence - Borrower(s) must occupy property within 60 days of closing - IRS filed returns for past 3 yrs – all borrower(s) & spouses
ELIGIBLE LOAN TYPES	FHA, VA, USDA-RD
AVAILABLE DOWN PAYMENT ASSISTANCE
INCOME LIMIT AREAS	Household income is considered for ALL Borrower(s), spouses and anyone 18 years or older - 1-2 $– 3 + $-
HOME ACQUISITION LIMITS	- Non-Targeted = - Targeted =
HOME BUYER EDUCATION	Required if borrowers are using the county’s down payment assistance.
FICO SCORE REQUIREMENT	Mid Score must be 620 or higher
CO-SIGNERS	Permitted for FHA/VA loans. (Cannot be named on the Warranty Deed)
LOAN TIME LINE REQUIREMENTS	- Reservation to UW Cert: 30 Days - Reservation to Close and Delivery: 60 days - Reservation to Loan Purchase: 90 days
LENDER PARTICIPATION	View participating lenders here.
FORMS AND DOCUMENTATION	View Forms and Documentation.
OTHER	Additional Program Information, please See Guidelines.