Pima Tucson | At-A-Glance
Pima Tucson, Homebuyer's Solution | At-A-Glance
| AVAILABLE PROGRAMS | Pima-Tucson Homebuyer’s Solution |
| QUESTIONS | Questions |
| ELIGIBLE AREA | Pima County including the City of Tucson |
| ELIGIBLE BORROWER(S) | No first-time buyer requirement |
| RATES | See Chart |
| DPA AVAILABLE | 0% Interest, 30-year Forgivable Second Mortgage |
| LOAN TYPE | FHA, VA, USDA-RD, Fannie Mae HFA Preferred and Freddie Mac HFA Advantage |
| INCOME LIMITS | PTHS Income Limits |
| PURCHASE LIMITS | There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits. |
| TIMELINE REQUIREMENTS | 60 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing. |
| HOMEBUYER EDUCATION | Homebuyer Education |
| CO-SIGNERS | Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines. |
| PROGRAM GUIDELINES | PTHS Guidelines |
| Participating Lenders | Participating Lenders |
Today’s Rates & Offerings
Lighthouse and Homebuyer's Solution | Rates & Offerings
| [ Business Days 9:00am - 7:00pm MT ] | ||||||
|---|---|---|---|---|---|---|
| Offering | FICO | DPA | Lock Rate | |||
| PTHS Government | ||||||
| FHA, USDA, VA | 640 | 0% | 7.000% | |||
| 3% | 7.625% | |||||
| 4% | 7.750% | |||||
| PTHS Government - EDGE 1% | ||||||
| FHA, USDA, VA | 640 | 0% | 6.625% | |||
| 4% | 7.250% | |||||
| 5% | 7.625% | |||||
| PTHS Government - EDGE 2% | ||||||
| FHA, USDA, VA | 640 | 0% | 6.375% | |||
| 4% | 7.000% | |||||
| 5% | 7.125% | |||||
| PTHS Conventional | ||||||
| Fannie Mae/Freddie Mac 80% AMI | 640 | 0% | 7.375% | |||
| 3% | 7.750% | |||||
| 4% | 7.875% | |||||
| Fannie Mae OVER 80% AMI | 0% | 7.500% | ||||
| 2% | 7.750% | |||||
| 3% | 7.875% | |||||
| PTHS Conventional - EDGE 2% | ||||||
| Fannie Mae/Freddie Mac 80% AMI | 640 | 0% | 6.750% | |||
| 4% | 7.375% | |||||
| Fannie Mae OVER 80% AMI | 0% | 6.875% | ||||
| 3% | 7.375% | |||||
Homebuyer's Solution
Pima Tucson, Homebuyer's Solution | At-A-Glance
AVAILABLE PROGRAMS
Pima-Tucson Homebuyer’s Solution
QUESTIONS
Questions
ELIGIBLE AREA
Pima County including the City of Tucson
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
0% Interest, 30-year Forgivable Second Mortgage
LOAN TYPE
FHA, VA, USDA-RD, Fannie Mae HFA Preferred and Freddie Mac HFA Advantage
INCOME LIMITS
PTHS Income Limits
PURCHASE LIMITS
There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits.
TIMELINE REQUIREMENTS
60 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNERS
Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES
PTHS Guidelines
Participating Lenders
Participating Lenders