Nevada Rural Program Highlights – TMS

Home At Last

Nevada Rural Home At Last - TMS | At-A-Glance

Program Home At Last - TMS
ELIGIBLE AREA Home At Last Eligible Areas
BULLETINS Bulletins
ELIGIBLE BORROWER(S) The Home At Last™ Program does not require borrowers to be First-Time Homebuyers.
RATES See Chart
DPA AVAILABLE The Home At Last™ Program does not offer DPA.
LOAN TYPE See Chart
INCOME LIMITS Home At Last Income Limits
LOAN LIMITS The Home At Last™ Program does not have a maximum or minimum loan amount or purchase Jumbo loans are not permitted. Lenders must comply with all applicable loan agency limits (FHA, Fannie Mae, etc.) with all programs.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Approved Homebuyer Education Providers
CO-SIGNERS For purposes of the Program, cosigners are non-occupying loan guarantors only. They are not permitted to occupy the property, may not sign the Deed of Trust and may not have any vested interest in the property. Cosigners are permitted per Agency (FHA, USDA-RD, VA), GSE and U.S. Bank guidelines.
PROGRAM GUIDELINES Home At Last TMS Guidelines
PARTICIPATING LENDERS Participating Lenders

Rural Rocks $20K

Rural Rocks $20K - TMS | At-A-Glance

Program Rural Rocks $20K Available
ELIGIBLE AREA Rural Rocks $20K Eligible Areas
BULLETINS Bulletins
ELIGIBLE BORROWER(S) NO First-time homebuyer requirement in this program. Must be a resident of Nevada for at least six months prior to loan reservation.
APPROVED PROFESSIONS Rural Rocks $20K Approved Professions
RATES See Chart
DPA AVAILABLE Borrowers will receive $20,000 in down payment assistance, which may be used in one of two ways: 1) Apply the full $20,000 toward down payment assistance and/or closing costs; OR 2) Pay discount points equal to 2% of the principal loan amount to permanently buy down the Rural Rocks $20K Program interest rate.
LOAN TYPE See Chart
INCOME LIMITS Rural Rocks $20K Income Limits
LOAN LIMITS The program does not establish a maximum or minimum loan amount or purchase price for this program. Lenders must comply with Agency limits per loan guidelines. The Program does not permit Jumbo loans.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Approved Homebuyer Education Providers
CO-SIGNERS For purposes of the Program, cosigners are non-occupying loan guarantors only. They are not permitted to occupy the property, may not sign the Deed of Trust and may not have any vested interest in the property. Cosigners are permitted per Agency (FHA, USDA-RD, VA), GSE and U.S. Bank guidelines.
PROGRAM GUIDELINES Rural Rocks $20K Guidelines
PARTICIPATING LENDERS Participating Lenders

Today’s Rates & Offerings

Nevada Rural Housing -TMS | Rates & Offerings

[ Business Days 8:30am – 7:00 pm PT ]
Offering FICO DPA Lock Rate
HAL
FHA, VA, USDA-RD 620 0% 7.000%
Fannie Mae / Freddie Mac 80% AMI 7.250%
Fannie Mae OVER 80% AMI 7.375%
Rural Rocks
FHA, VA, USDA-RD 620 $20,000 6.875%
Fannie Mae / Freddie Mac 80% AMI 7.125%
Fannie Mae OVER 80% AMI 7.250%
Rural Rocks w/2% Discount
FHA, VA, USDA-RD 620 * $20,000 6.500%
Fannie Mae / Freddie Mac 80% AMI 6.875%
Fannie Mae OVER 80% AMI 7.000%
* SEE GUIDELINES

Home At Last

Nevada Rural Home At Last - TMS | At-A-Glance

Program Home At Last - TMS
ELIGIBLE AREA Home At Last Eligible Areas
BULLETINS Bulletins
ELIGIBLE BORROWER(S) The Home At Last™ Program does not require borrowers to be First-Time Homebuyers.
RATES See Chart
DPA AVAILABLE The Home At Last™ Program does not offer DPA.
LOAN TYPE See Chart
INCOME LIMITS Home At Last Income Limits
LOAN LIMITS The Home At Last™ Program does not have a maximum or minimum loan amount or purchase Jumbo loans are not permitted. Lenders must comply with all applicable loan agency limits (FHA, Fannie Mae, etc.) with all programs.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Approved Homebuyer Education Providers
CO-SIGNERS For purposes of the Program, cosigners are non-occupying loan guarantors only. They are not permitted to occupy the property, may not sign the Deed of Trust and may not have any vested interest in the property. Cosigners are permitted per Agency (FHA, USDA-RD, VA), GSE and U.S. Bank guidelines.
PROGRAM GUIDELINES Home At Last TMS Guidelines
PARTICIPATING LENDERS Participating Lenders

Rural Rocks $20K

Rural Rocks $20K - TMS | At-A-Glance

Program Rural Rocks $20K Available
ELIGIBLE AREA Rural Rocks $20K Eligible Areas
BULLETINS Bulletins
ELIGIBLE BORROWER(S) NO First-time homebuyer requirement in this program. Must be a resident of Nevada for at least six months prior to loan reservation.
APPROVED PROFESSIONS Rural Rocks $20K Approved Professions
RATES See Chart
DPA AVAILABLE Borrowers will receive $20,000 in down payment assistance, which may be used in one of two ways: 1) Apply the full $20,000 toward down payment assistance and/or closing costs; OR 2) Pay discount points equal to 2% of the principal loan amount to permanently buy down the Rural Rocks $20K Program interest rate.
LOAN TYPE See Chart
INCOME LIMITS Rural Rocks $20K Income Limits
LOAN LIMITS The program does not establish a maximum or minimum loan amount or purchase price for this program. Lenders must comply with Agency limits per loan guidelines. The Program does not permit Jumbo loans.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Approved Homebuyer Education Providers
CO-SIGNERS For purposes of the Program, cosigners are non-occupying loan guarantors only. They are not permitted to occupy the property, may not sign the Deed of Trust and may not have any vested interest in the property. Cosigners are permitted per Agency (FHA, USDA-RD, VA), GSE and U.S. Bank guidelines.
PROGRAM GUIDELINES Rural Rocks $20K Guidelines
PARTICIPATING LENDERS Participating Lenders