Cleveland County HLA Program Highlights

Cleveland County Home Loan Authority | At-A-Glance

AVAILABLE PROGRAMS	First Home Program
QUESTIONS	Questions
ELIGIBLE AREA	Cleveland County, OK
ELIGIBLE BORROWER(S)	Buyers and their spouses (occupant and non-occupant spouse including a non-purchasing spouse) must be first-time buyers.
RATES	See Rates and Offerings chart
DPA AVAILABLE	3.50% of total Note amount in the form of a GRANT (Effective with new loan reservations 05/15/26)
LOAN TYPE	FHA, VA and USDA-RD only
INCOME & SALES PRICE LIMITS	Income and Sales Price Limits
TIMELINE REQUIREMENTS	60 days from Reservation to Loan Purchase. Underwriter Certification anytime before closing.
HOMEBUYER EDUCATION	Homebuyer Education
CO-SIGNORS	Permitted to the extent allowed by applicable Agency. Treat co-signor income as directed by the Agency. A co-signor cannot have any ownership interest in the property (they cannot be on the mortgage/deed/warranty deed). A co-signor cannot live in the property. Non-occupant co-borrowers are strictly prohibited.
PROGRAM GUIDELINES	Program Guidelines
PRE-CLOSING FORMS	Pre-Closing Forms
TARGETED AREA MAP	CCHLA First Home Program Targeted Area Map
PARTICIPATING LENDERS	Participating Lenders

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