Home in 5 Platinum Program Highlights
Home in 5 Platinum | At-A-Glance
Home in 5 Platinum | At-A-Glance
| AVAILABLE PROGRAMS | 2025B Program Start Date is May 9, 2025 |
| QUESTIONS | Questions |
| ELIGIBLE AREA | All of Maricopa County including the City of Phoenix and excluding the City of Paradise Valley. |
| ELIGIBLE BORROWER(S) | First-time buyer requirement (borrower and spouse including NPS) no homeownership in the past 3 years. |
| RATES | See Chart |
| DPA AVAILABLE | See chart and guidelines |
| LOAN TYPE | FHA, VA |
| INCOME LIMITS & SALES LIMITS | Income & Sales Price Limits |
| TIMELINE REQUIREMENTS | 60 calendar days from loan reservation to loan purchase. Underwriter Certified any time prior to closing. |
| HOMEBUYER EDUCATION | Homebuyer Education |
| CO-SIGNORS | Co-Signors |
| 2025B Bond Guide | Home in 5 Platinum 2025B Guidelines |
| PRE-CLOSING FORMS | Notices to Buyers and Recapture Brochure |
| Participating Lenders | Participating Lenders |
Today’s Rates & Offerings
Home in 5 Platinum | Rates & Offerings
| [ Business Days 9:00am - 7:00pm MT ] | ||||||
|---|---|---|---|---|---|---|
|
Home in 5 Platinum 2025B Bond Home in 5 Platinum FHA, VA, USDA-RD, Conventional loans limited to borrower’s with income 80% AMI (Fannie Mae HFA Preferred and Freddie Mac HFA Advantage)
|
||||||
| Offering | FICO | DPA | Lock Rate | |||
| FHA, VA | 640 | 4% | 6.090% | |||