Invest Atlanta Program Highlights

Invest Atlanta, HomeAtlanta 4.0 | At-A-Glance

Invest Atlanta, HomeAtlanta | At-A-Glance

AVAILABLE PROGRAMS HOME Atlanta
ELLIGIBLE AREA Click on this link to determine if the property is located in the city of Atlanta.
ELIGIBLE BORROWER(S) No first-time buyer requirement
RATES See Chart
DPA AVAILABLE IMAP $20,000
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS FHA: $375,000
TIMELINE REQUIREMENTS 70 days from reservation (in eHPortal) to loan purchase by US Bank. 15 days from reservation (in eHPortal) to Underwriter Certification
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Not permitted.
PROGRAM GUIDELINES Guidelines
PARTICIPATING LENDERS Participating Lenders

Check Out Today’s Rates & Offerings

Invest Atlanta, HomeAtlanta 4.0 | Rates & Offerings

Home Atlanta 4.00 with IMAP

Invest Atlanta HOME Atlanta 4.0 Program


FHA, VA


  • No first-time buyer requirement
  • Must be principal residence
  • Maximum Income Limits
  • Maximum Purchase Price Limits
  • 70 calendar days from loan reservation to loan purchase (Underwriter Certification 15 calendar days)
  • Household income calculation (borrower + spouse (including NPS) + everyone 18 years of age or older)
  • Assistance offered as a 30-year deferred second mortgage (never forgiven)
  • Assistance amount is $20,000 (IMAP)
  • Maximum DTI 45% with 660-679 FICO
  • Maximum DTI is 50% with 680 FICO
  • Minimum FICO is 660
  • Eligible area: Incorporated City of Atlanta
Offering FICO DPA Lock Rate
FHA 660 IMAP second 6.625%
Fannie Mae 80% AMI 640 IMAP second 6.875%
Fannie Mae >80% AMI 640 IMAP Second 7.250%