Home At Last
Nevada rural Home At Last | At-A-Glance
AVAILABLE PROGRAMS
Home At Last
ELLIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
No First-Time Buyer Requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Nevada Rural HAL
Nevada Rural MCC| At-A-Glance
AVAILABLE PROGRAMS
Home At Last Mortgage Credit Certificate
ELLIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signer and Non-Occupant Co-Borrowers are NOT permitted by the program.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Home At Last
Nevada rural Home At Last | At-A-Glance
AVAILABLE PROGRAMS
Home At Last
ELLIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
No First-Time Buyer Requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Home at Last MCC
Nevada Rural MCC| At-A-Glance
AVAILABLE PROGRAMS
Home At Last Mortgage Credit Certificate
ELLIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signer and Non-Occupant Co-Borrowers are NOT permitted by the program.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Today’s Rates & Offerings [ Business Days 8:30am – 7:00 pm PT ]
Nevada Rural Housing | Rates & Offerings
Government Nevada Rural Housing Authority Home At Last Program FHA, VA and USDA-RD
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Offering | FICO | DPA | Lock Rate | |||
FHA, VA, USDA-RD | 640 | 0% | 6.875% | |||
FHA, VA, USDA-RD | 1% | 7.125% | ||||
FHA, VA, USDA-RD | 2% | 7.750% | ||||
FHA, VA, USDA-RD | 3% | 8.250% | ||||
FHA, VA, USDA-RD | 4% | 8.750% | ||||
Conventional – Fannie HFA Preferred or Freddie HFA Advantage Nevada Rural Housing Authority Home At Last Program Fannie Mae HFA Preferred and Freddie Mac HFA Advantage
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Offering | FICO | DPA | Lock Rate | |||
Fannie Mae 80% AMI / Freddie Mac 80% AMI | 640 | 0% | 6.875% | |||
Fannie Mae 80% AMI / Freddie Mac 80% AMI | 1% | 7.250% | ||||
Fannie Mae 80% AMI / Freddie Mac 80% AMI | 2% | 7.375% | ||||
Fannie Mae 80% AMI / Freddie Mac 80% AMI | 3% | 8.000% | ||||
Fannie Mae 80% AMI / Freddie Mac 80% AMI | 4% | 8.500% | ||||
Conventional – Fannie HFA Preferred  – Home at Last Nevada Rural Housing Authority Home At Last Program Fannie Mae HFA Preferred
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Offering | FICO | DPA | Lock Rate | |||
Fannie Mae OVER 80% AMI | 640 | 0% | 7.250% | |||
Fannie Mae OVER 80% AMI | 1% | 7.375% | ||||
Fannie Mae OVER 80% AMI | 2% | 8.000% | ||||
Fannie Mae OVER 80% AMI | 3% | n/a | ||||
Fannie Mae OVER 80% AMI | 4% | 8.500% | ||||
Home Means Nevada | ||||||
Offering | FICO | DPA | Lock Rate | |||
FHA, VA, USDA-RD Nevada Rural Housing Authority Home Means Nevada Program FHA, VA, USDA-RD
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640 | $25,000 | 6.750% | |||
Fannie Mae 80% AMI / Freddie Mac 80% AMI Nevada Rural Housing Authority Home Means Nevada Program Fannie Mae HFA Preferred and Freddie Mac HFA Advantage
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6.875% | |||||
Fannie Mae OVER 80% AMI Nevada Rural Housing Authority Home Means Nevada Program Fannie Mae HFA Preferred
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7.250% | |||||
Buy in Nye | ||||||
Offering | FICO | DPA | Lock Rate | |||
FHA, VA, USDA-RD Nevada Rural Housing Authority Buy in Nye Program FHA, VA, USDA-RD
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640 | $15,000 | n/a | |||
$30,000 | n/a | |||||
Fannie Mae 80% AMI / Freddie Mac 80% Nevada Rural Housing Authority Buy in Nye Program Fannie Mae HFA Preferred and Freddie Mac HFA Advantage
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$15,000 | n/a | ||||
$30,000 | n/a | |||||
Fannie Mae OVER 80% AMI Nevada Rural Housing Authority Buy in Nye Program Fannie Mae HFA Preferred
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$15,000 | n/a | ||||
$30,000 | n/a |