Orange County HFA Gov't
Orange County HFA Gov't | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Homebuyer's Dream Program
QUESTIONS
Questions
ELIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME AND PURCHASE LIMITS
Homebuyer's Dream Program Income and Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-signors
Targeted Area Maps
Targeted Area Maps
Notice to Buyers and Recapture Tax Brochure
Notices to Buyers and Recapture Tax Brochure
PROGRAM GUIDELINES
Homebuyer's Dream Guidelines
HABITAT PARNTERSHIP
Partnership with Habitat for Humanity Summary
PARTICIPATING LENDERS
Participating Lenders
Orange County HFA Conv
Orange County HFA Conv | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Housing Opportunities Program
ELLIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
0% Interest, 30-year deferred second mortgage of $7,500
LOAN TYPE
Freddie Mac HFA Advantage
INCOME LIMITS
Income Limits - Limited to 80% AMI
PURCHASE LIMITS
$692,211 - Must include everything paid by the buyer or on the buyer’s behalf.
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNERS
Permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Today’s Rates & Offerings
Orange County HFA | Rates & Offerings
| GOVERNMENT | ||||
| Offering | FICO | DPA | Lock Rate | |
| FHA, USDA-RD or VA | 640 | up to $10,000 | 6.000% | |
| CONVENTIONAL | ||||
| Offering | FICO | DPA | Lock Rate | |
| Freddie Mac <= 80% AMI | 640 | up to $7,500 | 6.875% | |
Orange County HFA Gov't
Orange County HFA Gov't | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Homebuyer's Dream Program
QUESTIONS
Questions
ELIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME AND PURCHASE LIMITS
Homebuyer's Dream Program Income and Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-signors
Targeted Area Maps
Targeted Area Maps
Notice to Buyers and Recapture Tax Brochure
Notices to Buyers and Recapture Tax Brochure
PROGRAM GUIDELINES
Homebuyer's Dream Guidelines
HABITAT PARNTERSHIP
Partnership with Habitat for Humanity Summary
PARTICIPATING LENDERS
Participating Lenders
Orange County HFA Conv
Orange County HFA Conv | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Housing Opportunities Program
ELLIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
0% Interest, 30-year deferred second mortgage of $7,500
LOAN TYPE
Freddie Mac HFA Advantage
INCOME LIMITS
Income Limits - Limited to 80% AMI
PURCHASE LIMITS
$692,211 - Must include everything paid by the buyer or on the buyer’s behalf.
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNERS
Permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders