Orange County HFA Gov't
Orange County HFA Gov't | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Homebuyer's Dream Program
ELLIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Orange County HFA Conv
Orange County HFA Conv | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Housing Opportunities Program
ELLIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Must include everything paid by the buyer or on the buyer’s behalf. $427,198
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Orange County HFA Gov't
Orange County HFA Gov't | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Homebuyer's Dream Program
ELLIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Orange County HFA Conv
Orange County HFA Conv | At-A-Glance
AVAILABLE PROGRAMS
Central Florida Housing Opportunities Program
ELLIGIBLE AREA
Orange, Lake, Osceola and Seminole Counties
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Must include everything paid by the buyer or on the buyer’s behalf. $427,198
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES
Guidelines
PARTICIPATING LENDERS
Participating Lenders
Today’s Rates & Offerings
Orange County HFA | Rates & Offerings
GOVERNMENT Orange County HFA Central Florida Homebuyer’s Dream Program FHA, VA and USDA-RD
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Offering | FICO | DPA | Lock Rate | |
FHA, USDA-RD or VA | 640 | up to 10,000 | 6.750% | |
CONVENTIONAL Orange County HFA Central Florida Housing Opportunities Program Freddie Mac HFA Advantage
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Offering | FICO | DPA | Lock Rate | |
Freddie Mac <= 80% AMI | 640 | up to 10,000 | 7.250% |