Pima Tucson Program Highlights

Arizona is Home

Pima Tucson, Arizona is Home | At-A-Glance

AVAILABLE PROGRAMS PTHS Advantage Arizona is Home - Additional funding of $1,350,000 available April 1, 2026
QUESTIONS Questions
ELIGIBLE AREA Pima County including the City of Tucson
ELIGIBLE BORROWER(S) First-time buyer requirement. Buyers must be Arizona residents for a minimum of six months.
RATES See Chart
DPA AVAILABLE Up to $15,000 Effective 04/01/26
LOAN TYPE See Chart
INCOME LIMITS PTHS Advantage AIH Income Limits
PURCHASE LIMITS There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits.
TIMELINE REQUIREMENTS 60 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES PTHS Advantage AIH Guidelines
Participating Lenders Participating Lenders

Homebuyer's Solution

Pima Tucson, Homebuyer's Solution | At-A-Glance

AVAILABLE PROGRAMS Pima-Tucson Homebuyer’s Solution
QUESTIONS Questions
ELIGIBLE AREA Pima County including the City of Tucson
ELIGIBLE BORROWER(S) No first-time buyer requirement
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS PTHS Income Limits
PURCHASE LIMITS There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits.
TIMELINE REQUIREMENTS 70 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNERS Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES PTHS Guidelines
Participating Lenders Participating Lenders

Today’s Rates & Offerings

Lighthouse and Homebuyer's Solution | Rates & Offerings

[ Business Days 9:00am - 7:00pm MT ]

Arizona is Home
Offering FICO DPA Lock Rate
FHA, USDA, VA 640 $15,000 6.125%
Fannie Mae OR Freddie Mac <= 80% AMI $15,000 6.375%
Fannie Mae OVER 80% AMI $15,000 6.500%
PTHS Government
Offering FICO DPA Lock Rate
FHA, USDA, VA 640 0% 6.125%
FHA, USDA, VA 3% 6.500%
FHA, USDA, VA 4% 6.625%
PTHS Government - EDGE 1%
Offering FICO DPA Lock Rate
FHA, USDA, VA 640 0% 5.750%
FHA, USDA, VA 4% 6.375%
FHA, USDA, VA 5% 6.500%
PTHS Government - EDGE 2%
Offering FICO DPA Lock Rate
FHA, USDA, VA 640 0% 5.625%
FHA, USDA, VA 4% 6.125%
FHA, USDA, VA 5% 6.250%
PTHS Conventional
Offering FICO DPA Lock Rate
Fannie Mae OR Freddie Mac <= 80% AMI 640 0% 6.375%
Fannie Mae OR Freddie Mac <= 80% AMI 3% 6.750%
Fannie Mae OR Freddie Mac <= 80% AMI 4% 7.000%
Fannie Mae OVER 80% AMI 0% 6.500%
Fannie Mae OVER 80% AMI 2% 6.750%
Fannie Mae OVER 80% AMI 3% 7.000%
PTHS Conventional - EDGE 2%
Offering FICO DPA Lock Rate
Fannie Mae OR Freddie Mac <= 80% AMI 640 0% 5.875%
Fannie Mae OR Freddie Mac <= 80% AMI 4% 6.375%
Fannie Mae OVER 80% AMI 0% 6.000%
Fannie Mae OVER 80% AMI 3% 6.375%

Arizona is Home

Pima Tucson, Arizona is Home | At-A-Glance

AVAILABLE PROGRAMS PTHS Advantage Arizona is Home - Additional funding of $1,350,000 available April 1, 2026
QUESTIONS Questions
ELIGIBLE AREA Pima County including the City of Tucson
ELIGIBLE BORROWER(S) First-time buyer requirement. Buyers must be Arizona residents for a minimum of six months.
RATES See Chart
DPA AVAILABLE Up to $15,000 Effective 04/01/26
LOAN TYPE See Chart
INCOME LIMITS PTHS Advantage AIH Income Limits
PURCHASE LIMITS There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits.
TIMELINE REQUIREMENTS 60 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES PTHS Advantage AIH Guidelines
Participating Lenders Participating Lenders

Homebuyer's Solution

Pima Tucson, Homebuyer's Solution | At-A-Glance

AVAILABLE PROGRAMS Pima-Tucson Homebuyer’s Solution
QUESTIONS Questions
ELIGIBLE AREA Pima County including the City of Tucson
ELIGIBLE BORROWER(S) No first-time buyer requirement
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS PTHS Income Limits
PURCHASE LIMITS There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits.
TIMELINE REQUIREMENTS 70 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNERS Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES PTHS Guidelines
Participating Lenders Participating Lenders