MyFirst
TDHCA MyFirst | At-A-Glance
AVAILABLE PROGRAMS
My First Texas Home
ELLIGIBLE AREA
Entire state of Texas
ELIGIBLE BORROWER(S)
First-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM RULES & REQUIREMENTS
MyFirst
MyChoice
TDHCA MyChoice | At-A-Glance
AVAILABLE PROGRAMS
My Choice Texas Home
ELLIGIBLE AREA
Entire state of Texas
ELIGIBLE BORROWER(S)
No First-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM RULES & REQUIREMENTS
MyChoice
MCC
TDHCA MCC | At-A-Glance
AVAILABLE PROGRAMS
Texas Mortgage Credit Certificate
ELLIGIBLE AREA
Entire state of Texas
ELIGIBLE BORROWER(S)
First-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM RULES & REQUIREMENTS
MCC
MyFirst
TDHCA MyFirst | At-A-Glance
AVAILABLE PROGRAMS
My First Texas Home
ELLIGIBLE AREA
Entire state of Texas
ELIGIBLE BORROWER(S)
First-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM RULES & REQUIREMENTS
MyFirst
MyChoice
TDHCA MyChoice | At-A-Glance
AVAILABLE PROGRAMS
My Choice Texas Home
ELLIGIBLE AREA
Entire state of Texas
ELIGIBLE BORROWER(S)
No First-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM RULES & REQUIREMENTS
MyChoice
MCC
TDHCA MCC | At-A-Glance
AVAILABLE PROGRAMS
Texas Mortgage Credit Certificate
ELLIGIBLE AREA
Entire state of Texas
ELIGIBLE BORROWER(S)
First-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
60 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM RULES & REQUIREMENTS
MCC
Check Out Today’s Rates & Offerings
TDHCA | Rates & Offerings
|
TDHCA RESERVATION/LOCKS – AVAILABLE ON BUSINESS DAYS 9:00AM – 7:00PM (10 AM – 8 PM EDT) EXCLUDING HOLIDAYS Please see the below link for the rate offerings. Be careful in selecting your option as they do differ. |
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| Offering | FICO | DPA | Lock Rate | |
| TODAY’S RATES – VIEW↵ | ||||
| Borrowers should be qualified prior to locking reservation. | ||||
| DPA is in the form of: | ||||
| ‣ 0% interest , 3 Year Forgivable Second | ||||
| ‣ 0% interest , 30 Year Deferred Repayable Second. | ||||
| MFTH & MCC Options require Household Income and current 3 Years Taxes for all Borrower(s) and Spouse. | ||||
| MCTH (My Choice) requires Income for all Borrower(s). Taxes are not required. | ||||
| Steps to add the MCC Combo CLICK TO VIEW | ||||