We-Dekalb Program Highlights
We Dekalb DPA Program | At-A-Glance
We Dekalb DPA Program | At-A-Glance
| AVAILABLE PROGRAMS | WE DeKalb Down Payment Assistance Program |
| QUESTIONS | Questions |
| ELLIGIBLE AREA | DeKalb County, GA |
| ELIGIBLE BORROWER(S) | No first-time buyer requirement |
| RATES | See Chart |
| DPA AVAILABLE | Assistance is non-repayable Grant and is calculated on the total Note amount. |
| LOAN TYPE | See Chart |
| INCOME AND LOAN LIMITS | Income & Loan Limits |
| TIMELINE REQUIREMENTS | 70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation. |
| HOMEBUYER EDUCATION | Homebuyer Education |
| CO-SIGNORS | Not permitted. |
| PROGRAM GUIDELINES | Guidelines |
| PARTICIPATING LENDERS | Participating Lenders |
Today’s Rates & Offerings [ Business Days 10:00am – 8:00pm ET ]
We Dekalb DPA | Rates & Offerings
| Government | |||||
| Offering | FICO | DPA | Lock Rate | ||
| FHA, VA | 660 | 1% | 7.125% | ||
| 2% | 7.750% | ||||
| 3% | n/a | ||||
| Freddie Mac HFA Advantage (conventional) | |||||
| Offering | FICO | DPA | Lock Rate | ||
| Freddie Mac 80% AMI | 640 | 1% | 7.125% | ||
| 2% | 7.500% | ||||
| 3% | 7.875% | ||||
| Freddie Mac OVER 80% AMI | 640 | 1% | 7.250% | ||
| 2% | 7.750% | ||||
| 3% | n/a | ||||