Tulsa County HFA Program Highlights

Tulsa County Home Finance Authority | At-A-Glance

AVAILABLE PROGRAMS	First Home Program
QUESTIONS	Questions
ELIGIBLE AREA	Tulsa County, OK
ELIGIBLE BORROWER(S)	Buyers and their spouses (occupant and non-occupant spouse including a non-purchasing spouse) must be first-time buyers.
RATES	See rate sheet
DPA AVAILABLE	3.50% of total Note amount in the form of a 0% Interest, 5-year forgivable second mortgage
LOAN TYPE	FHA, VA and USDA-RD only
INCOME & SALES PRICE LIMITS	Income & Sales Price Limits
TIMELINE REQUIREMENTS	60 days from Reservation to Loan Purchase. Underwriter Certification anytime before closing.
HOMEBUYER EDUCATION	Homebuyer Education
CO-SIGNORS	Permitted to the extent allowed by applicable Agency. Treat co-signor income as directed by the Agency. A co-signor cannot have any ownership interest in the property (they cannot be on the mortgage/deed/warranty deed). A co-signor cannot live in the property. Non-occupant co-borrowers are strictly prohibited.
PROGRAM GUIDELINES	Program Guidelines
PRE-CLOSING	Pre-Closing Forms
TARGETED AREA MAP	TCHFA First Home Program Targeted Area Maps
PARTICIPATING LENDERS	Participating Lending Institutions

Today’s Rates & Offerings

First Home Program 2025A
GOVERNMENT - $3.5M Non-Target Available $2.3M Target Available
Offering	FICO	DPA	Lock Rate
FHA, USDA, VA	620	3.5%	6.350%

First Home Program 2024A
GOVERNMENT - Fully Originated
Offering	FICO	DPA	Lock Rate
FHA, USDA, VA	620	3.5%	5.830%