Hillsborough Program Highlights

HFA of Hillsborough

HFA of Hillsborough | At-A-Glance

AVAILABLE PROGRAMS Home Sweet Home Program
QUESTIONS Questions
ELIGIBLE AREA Eligible Area
ELIGIBLE BORROWER(S) Buyers and their spouses (occupant and non-occupant) must be first-time buyers but must be able to permanently reside in the US. Check with Servicer for any overlays
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS 65 calendar days from loan reservation to loan purchase. Underwriter Certified anytime prior to the 15th calendar day.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signors
PROGRAM GUIDELINES Home Sweet Home Guidelines
Targeted Area Maps Targeted Area Maps
PARTICIPATING LENDERS Participating Lender

HFA of Hillsborough MCC

HFA of Hillsborough MCC | At-A-Glance

AVAILABLE PROGRAMS HFA of Hillsborough Multi-County MCC
ELIGIBLE AREA Clay and Hillsborough Counties
ELIGIBLE BORROWER(S) First-Time Buyer Requirement (Borrower and Spouse)
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME AND SALES PRICE LIMITS Income and Sales Price Limits
TIMELINE REQUIREMENTS 65 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to the 15th Calendar day.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signers are permitted with FHA loans only. Co-signer cannot live in the property and cannot have any ownership interest.
PROGRAM GUIDELINES 2024-2026 MCC Guidelines
TARGETED AREAS Targeted Area Maps
PARTICIPATING LENDERS Participating Lenders

Today’s Rates & Offerings

HFA of Hillsborough Home Sweet Home | Rates & Offerings

[ Business Days 8:00am – 11:00 pm ET ]
GOVERNMENT
Offering FICO DPA Lock Rate
FHA, USDA, VA 640 Hillsborough Only (Excluding City of Tampa) 5.625%
FHA, USDA, VA 640 Brevard, Clay, Duval and City of Tampa 6.500%
*DPA
Hillsborough 30k Effective 12/05/25 DPA will be $30,000 in Hillsborough County (excluding City of Tampa).
City of Tampa 5k
Brevard 15k
Clay 15k
Jacksonville 10k Effective 3/4/26

HFA of Hillsborough

HFA of Hillsborough | At-A-Glance

AVAILABLE PROGRAMS Home Sweet Home Program
QUESTIONS Questions
ELIGIBLE AREA Eligible Area
ELIGIBLE BORROWER(S) Buyers and their spouses (occupant and non-occupant) must be first-time buyers but must be able to permanently reside in the US. Check with Servicer for any overlays
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS 65 calendar days from loan reservation to loan purchase. Underwriter Certified anytime prior to the 15th calendar day.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signors
PROGRAM GUIDELINES Home Sweet Home Guidelines
Targeted Area Maps Targeted Area Maps
PARTICIPATING LENDERS Participating Lender

HFA of Hillsborough MCC

HFA of Hillsborough MCC | At-A-Glance

AVAILABLE PROGRAMS HFA of Hillsborough Multi-County MCC
ELIGIBLE AREA Clay and Hillsborough Counties
ELIGIBLE BORROWER(S) First-Time Buyer Requirement (Borrower and Spouse)
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME AND SALES PRICE LIMITS Income and Sales Price Limits
TIMELINE REQUIREMENTS 65 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to the 15th Calendar day.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signers are permitted with FHA loans only. Co-signer cannot live in the property and cannot have any ownership interest.
PROGRAM GUIDELINES 2024-2026 MCC Guidelines
TARGETED AREAS Targeted Area Maps
PARTICIPATING LENDERS Participating Lenders