Lee Program Highlights

OAHOG

HFA of Lee County OAHOG | At-A-Glance

AVAILABLE PROGRAMS Own a Home Opportunity Grant Program
QUESTIONS Questions
ELLIGIBLE AREA Includes all of Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St. Johns and Volusia Counties.
ELIGIBLE BORROWER(S) No first-time buyer requirement
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signors and Non-Occupant Co-Borrower
PROGRAM GUIDELINES Guidelines
PARTICIPATING LENDERS Participating Lenders

OAHO

HFA of Lee County OAHO | At-A-Glance

AVAILABLE PROGRAMS Own a Home Opportunity Program
ELLIGIBLE AREA Includes all of Charlotte, Collier, DeSoto, Lee, Palm Beach and Sarasota Counties.
ELIGIBLE BORROWER(S) First-Time Buyer Requirement (Borrower and Spouse)
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signors and Non-Occupant Co-Borrower
Targeted Area Maps Targeted Area Maps
PROGRAM GUIDELINES Guidelines
PARTICIPATING LENDERS Participating Lenders

MCC

HFA of Lee County MCC | At-A-Glance

AVAILABLE PROGRAMS HFA of Lee County Mortgage Credit Certificate Program
ELLIGIBLE AREA Charlotte, Collier, DeSoto, Lee, Sarasota and St. Johns Counties
ELIGIBLE BORROWER(S) First-Time Buyer Requirement (Borrower and Spouse)
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS Underwriter Certified within 15 days of loan reservation. Delivered to eHousingPlus within 10 days of closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signers are permitted with FHA loans only. Co-signer cannot live in the property and cannot have any ownership interest.
Targeted Area Maps Targeted Area Maps
PROGRAM GUIDELINES Participating Lenders
PARTICIPATING LENDERS Participating Lenders

Today’s Rates & Offerings [ Business Days 10:00am – 8:00pm ET ]

HFA of Lee County | Rates & Offerings

Offering FICO DPA Lock Rate
FHA, USDA-RD, VA 640 $7,500 or $10,000 7.125%
  CONVENTIONAL (w/Second)
Offering FICO DPA Lock Rate
Freddie Mac 80% AMI / Over 80% AMI 640 $7,500 or $10,000 6.875%
  GOVERNMENT (Grant)
Offering FICO DPA Lock Rate
FHA, USDA-RD, VA 640 3% n/a
640 4% n/a
640 5% n/a
CONVENTIONAL (Grant)
Offering FICO DPA Lock Rate
Freddie Mac 80% AMI & Freddie Mac OVER 80% AMI 640 0% 6.750%
640 3% n/a
640 5% n/a

OAHOG

HFA of Lee County OAHOG | At-A-Glance

AVAILABLE PROGRAMS Own a Home Opportunity Grant Program
QUESTIONS Questions
ELLIGIBLE AREA Includes all of Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St. Johns and Volusia Counties.
ELIGIBLE BORROWER(S) No first-time buyer requirement
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signors and Non-Occupant Co-Borrower
PROGRAM GUIDELINES Guidelines
PARTICIPATING LENDERS Participating Lenders

OAHO

HFA of Lee County OAHO | At-A-Glance

AVAILABLE PROGRAMS Own a Home Opportunity Program
ELLIGIBLE AREA Includes all of Charlotte, Collier, DeSoto, Lee, Palm Beach and Sarasota Counties.
ELIGIBLE BORROWER(S) First-Time Buyer Requirement (Borrower and Spouse)
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signors and Non-Occupant Co-Borrower
Targeted Area Maps Targeted Area Maps
PROGRAM GUIDELINES Guidelines
PARTICIPATING LENDERS Participating Lenders

MCC

HFA of Lee County MCC | At-A-Glance

AVAILABLE PROGRAMS HFA of Lee County Mortgage Credit Certificate Program
ELLIGIBLE AREA Charlotte, Collier, DeSoto, Lee, Sarasota and St. Johns Counties
ELIGIBLE BORROWER(S) First-Time Buyer Requirement (Borrower and Spouse)
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
PURCHASE LIMITS Purchase Price Limits
TIMELINE REQUIREMENTS Underwriter Certified within 15 days of loan reservation. Delivered to eHousingPlus within 10 days of closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signers are permitted with FHA loans only. Co-signer cannot live in the property and cannot have any ownership interest.
Targeted Area Maps Targeted Area Maps
PROGRAM GUIDELINES Participating Lenders
PARTICIPATING LENDERS Participating Lenders