Wyoming Program Highlights – USB
Offices will be closed Monday, May 25th, 2026 for Memorial Day.
Welcome Home Wyoming Program | At-A-Glance
Welcome Home Wyoming | At-A-Glance
| AVAILABLE PROGRAMS | Welcome Home Wyoming |
| QUESTIONS | Questions |
| ELIGIBLE AREA | Eligible Area |
| ELIGIBLE BORROWER(S) | No first-time buyer requirement |
| RATES | See Chart |
| DPA AVAILABLE | See Chart and guidelines. |
| LOAN TYPE | See Chart |
| INCOME LIMITS | Income Limits |
| PURCHASE LIMITS | There are no purchase price limits in this program |
| TIMELINE REQUIREMENTS | 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing. |
| HOMEBUYER EDUCATION | Homebuyer Education |
| CO-SIGNERS | A co-signer is permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines. |
| PROGRAM GUIDELINES | Welcome Home Wyoming Guidelines - U.S. Bank Servicer |
| PARTICIPATING LENDERS | Participating Lenders |
Today’s Rates & Offerings
Welcome Home Wyoming Program | Rates & Offerings
| [ Business Days 8:00am - 6:00pm MT ] | ||||||
|---|---|---|---|---|---|---|
| Welcome Home Wyoming Unassisted (Statewide) | ||||||
| Offering | FICO | DPA | Lock Rate | |||
| FHA, VA, USDA-RD | 640 | w/o | 6.500% | |||
| Fannie Mae OR Freddie Mac <= 80% AMI | w/o | 6.750% | ||||
| Welcome Home Wyoming | ||||||
| Offering | FICO | DPA | Lock Rate | |||
| FHA, VA, USDA | 640 | 3% | 6.625% | |||
| FHA, VA, USDA | 4% | 6.750% | ||||
| Fannie Mae OR Freddie Mac <= 80% AMI | 3% | 7.000% | ||||
| Fannie Mae OR Freddie Mac <= 80% AMI | 4% | 7.125% | ||||
| Fannie Mae OVER 80% AMI | 3% | 7.125% | ||||
| Welcome Home Wyoming EDGE 2% | ||||||
| FHA, VA, USDA-RD | 640 | 0% | 5.875% | |||
| FHA, VA, USDA-RD | 3% | 6.375% | ||||
| FHA, VA, USDA-RD | 4% | 6.500% | ||||
| Fannie Mae OR Freddie Mac <= 80% AMI | 0% | 6.375% | ||||
| Fannie Mae OR Freddie Mac <= 80% AMI | 3% | 6.625% | ||||
| Fannie Mae OR Freddie Mac <= 80% AMI | 4% | 6.750% | ||||
| Fannie Mae OVER 80% AMI | 3% | 6.625% | ||||
| *All Assistance is 30 yr | ||||||