eHP Agency Highlights

Sample Program #1

Nevada Housing Division, HIP | At-A-Glance

AVAILABLE PROGRAMS HIP
ELIGIBLE AREA Entire state of Nevada
BULLETINS Bulletins
ELIGIBLE BORROWER(S) NO First-time homebuyer requirement in this program
RATES SEE CHART
DPA AVAILABLE See Rates/Offerings Table
LOAN TYPE SEE CHART
HiP INCOME LIMITS HiP Income Limits
HiP LOAN LIMITS The program does not establish a maximum or minimum loan amount or purchase price for this program. Lenders must comply with agency limits per loan guidelines (FHA, Fannie Mae, etc.). The Program does not permit Jumbo loans.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES Program Guidelines
PARTICIPATING LENDERS Participating Lenders

Sample Program #2

Nevada Housing Division, HIP FTHB | At-A-Glance

AVAILABLE PROGRAMS Home Is Possible for First-Time Buyers
QUESTIONS Questions
ELIGIBLE AREA Entire state of Nevada
BULLETINS Bulletins
ELIGIBLE BORROWER(S) Borrower and non-purchasing spouse must be first-time buyers.
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME AND PURCHASE PRICE LIMITS Income and Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from reservation (in eHPortal) to loan purchase by US Bank.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS All loan products - For purposes of the Program, cosigners are non-occupying loan guarantors only. They are not permitted to occupy the property, may not sign the Deed of Trust and may not have any vested interest in the property. Cosigners are permitted per Agency (FHA, USDA-RD, VA), GSE and U.S. Bank guidelines.
PROGRAM GUIDELINES HIP for First-Time Buyers Guidelines
PARTICIPATING LENDERS Participating Lenders

Sample Program #3

Nevada Housing Division,Home first dpa | At-A-Glance

AVAILABLE PROGRAMS Home First DPA- COMPLETELY FUNDED AND NO LONGER AVAILABLE AS OF 03/18/2024
ELLIGIBLE AREA Entire state of Nevada
BULLETINS Bulletins
ELIGIBLE BORROWER(S) First-time homebuyer requirement in this program, At least one occupying borrower must be a 6-month resident of Nevada at time of reservation.
RATES SEE CHART
DPA AVAILABLE 0% Interest, 30-year deferred second mortgage (never forgiven). Assistance calculated as 2% or 4% of the total Note Amount.
LOAN TYPE SEE CHART
HOME FIRST DPA INCOME & PURCHASE PRICE LIMITS Income and Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES HiP Guidelines
PARTICIPATING LENDERS Participating Lenders

Sample Program #4

Nevada Housing Division, Teacher | At-A-Glance

AVAILABLE PROGRAMS Home Is Possible for Teachers
ELIGIBLE AREA Entire state of Nevada
ELIGIBLE BORROWER(S) No first-time buyer requirement. Nevada K-12 Public licensed full-time classroom teachers who meet the Home Is Possible income and purchase price limits.
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
LOAN LIMITS The program does not establish a maximum or minimum loan amount or purchase price for this program. Lenders must comply with agency limits per loan guidelines (FHA, Fannie Mae, etc.). The Program does not permit Jumbo loans.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES HiP Guidelines

Sample Program #1

Nevada Housing Division, HIP | At-A-Glance

AVAILABLE PROGRAMS HIP
ELIGIBLE AREA Entire state of Nevada
BULLETINS Bulletins
ELIGIBLE BORROWER(S) NO First-time homebuyer requirement in this program
RATES SEE CHART
DPA AVAILABLE See Rates/Offerings Table
LOAN TYPE SEE CHART
HiP INCOME LIMITS HiP Income Limits
HiP LOAN LIMITS The program does not establish a maximum or minimum loan amount or purchase price for this program. Lenders must comply with agency limits per loan guidelines (FHA, Fannie Mae, etc.). The Program does not permit Jumbo loans.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES Program Guidelines
PARTICIPATING LENDERS Participating Lenders

Sample Program #2

Nevada Housing Division, HIP FTHB | At-A-Glance

AVAILABLE PROGRAMS Home Is Possible for First-Time Buyers
QUESTIONS Questions
ELIGIBLE AREA Entire state of Nevada
BULLETINS Bulletins
ELIGIBLE BORROWER(S) Borrower and non-purchasing spouse must be first-time buyers.
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME AND PURCHASE PRICE LIMITS Income and Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from reservation (in eHPortal) to loan purchase by US Bank.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS All loan products - For purposes of the Program, cosigners are non-occupying loan guarantors only. They are not permitted to occupy the property, may not sign the Deed of Trust and may not have any vested interest in the property. Cosigners are permitted per Agency (FHA, USDA-RD, VA), GSE and U.S. Bank guidelines.
PROGRAM GUIDELINES HIP for First-Time Buyers Guidelines
PARTICIPATING LENDERS Participating Lenders

Sample Program #3

Nevada Housing Division,Home first dpa | At-A-Glance

AVAILABLE PROGRAMS Home First DPA- COMPLETELY FUNDED AND NO LONGER AVAILABLE AS OF 03/18/2024
ELLIGIBLE AREA Entire state of Nevada
BULLETINS Bulletins
ELIGIBLE BORROWER(S) First-time homebuyer requirement in this program, At least one occupying borrower must be a 6-month resident of Nevada at time of reservation.
RATES SEE CHART
DPA AVAILABLE 0% Interest, 30-year deferred second mortgage (never forgiven). Assistance calculated as 2% or 4% of the total Note Amount.
LOAN TYPE SEE CHART
HOME FIRST DPA INCOME & PURCHASE PRICE LIMITS Income and Purchase Price Limits
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES HiP Guidelines
PARTICIPATING LENDERS Participating Lenders

Sample Program #4

Nevada Housing Division, Teacher | At-A-Glance

AVAILABLE PROGRAMS Home Is Possible for Teachers
ELIGIBLE AREA Entire state of Nevada
ELIGIBLE BORROWER(S) No first-time buyer requirement. Nevada K-12 Public licensed full-time classroom teachers who meet the Home Is Possible income and purchase price limits.
RATES See Chart
DPA AVAILABLE See Chart
LOAN TYPE See Chart
INCOME LIMITS Income Limits
LOAN LIMITS The program does not establish a maximum or minimum loan amount or purchase price for this program. Lenders must comply with agency limits per loan guidelines (FHA, Fannie Mae, etc.). The Program does not permit Jumbo loans.
TIMELINE REQUIREMENTS 70 days from Reservation to Loan Purchase. Underwriter Certification any time prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signer and Non-Occupant Co-Borrowers are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES HiP Guidelines

Check Out Today’s Rates & Offerings

Florida | Rates & Offerings

[ Business Days 10am - 7pm ET ] April 2, 2026

Reservation Timeline Requirements: All First and Second Mortgage Loans Must Adhere to a 60-Day Delivery Timeline from Reservation (In eHPortal) to Loan Purchase By Lakeview. More Information Can Be Found in the Program Guideline. NOTE: Prior to locking any loans, lender must have a FULLY EXECUTED Purchase Contract in hand, otherwise the loan will NOT be purchased.
Hometown Heroes DPA availability: NONE remaining as of 10:10am 3/30. Please check back on Monday 4/6 for available fallout, if any.
2025 HOMETOWN HEROES PROGRAM - BOND
Offering FICO DPA Lock Rate

FHA, USDA-RD, VA

 640 5%
(Max $35,000) 		6.250%

Fannie Mae (HFA Preferred)
<= 80% AMI or OVER 80% AMI

 7.000%
Freddie Mac (HFA Advantage)
<= 80% AMI or OVER 80% AMI

 6.500%
2025 HOMETOWN HEROES PROGRAM - TBA
Offering FICO DPA Lock Rate

FHA, USDA-RD, VA

 640 5%
(Max $35,000) 		6.375%
Freddie Mac (HFA Advantage)
<= 80% AMI

6.500%
Freddie Mac (HFA Advantage)
OVER 80% AMI

 6.625%
STANDARD BOND
Offering FICO DPA Lock Rate

FHA, USDA-RD, VA

 640 FL Assist $10k
or
FL HLP $12.5k 		6.750%

Fannie Mae (HFA Preferred)
<= 80% AMI or OVER 80% AMI

 7.250%
Freddie Mac (HFA Advantage)
<= 80% AMI or OVER 80% AMI

 7.000%
STANDARD TBA
Offering FICO DPA Lock Rate

FHA, USDA-RD, VA

 640 FL Assist $10k
or
FL HLP $12.5k 		7.000%

Freddie Mac (HFA Advantage)
<= 80% AMI

 7.125%

Freddie Mac (HFA Advantage)
OVER 80% AMI

 7.375%
PLUS TBA
Offering FICO DPA Lock Rate

Freddie Mac (HFA Advantage)
<= 80% AMI

 640 3% 7.000%
4% 7.375%
5% 7.625%

Freddie Mac (HFA Advantage)
OVER 80% AMI

 3% 7.125%
4% 7.500%
5% 7.750%